We build the resilience evidence that survives FCA and PRA supervisory scrutiny - not just the policies that satisfy internal governance. PRA SS1/21. FCA SYSC 15A. DORA. Senior-led. Fixed fee.
PRA dual-regulated insurers, Lloyd's syndicates, MGAs and specialist insurers. PRA SS1/21 and FCA SYSC 15A obligations.
PRA and FCA-regulated challenger banks, specialist banks, and deposit-takers. PRA SS1/21 and DORA obligations.
FCA-regulated investment managers, discretionary wealth managers, fund administrators, and platform operators. FCA SYSC 15A obligations.
Every engagement is led and delivered by senior practitioners. Not oversight. Not supervision. | Ref: Kieran Maplesden, Founder & MD, 17+ years FS delivery
We work only in financial services operational resilience. Not generalist risk consulting adapted to fit. Purpose-built methodology for Mid Tier FCA and PRA-regulated firms.
Diagnostic Assessments from £15k–£25k. Annual Resilience Retainers from £60k–£90k p.a. No hidden scope creep. Fixed-fee delivery.
Where to start. A structured 4–6 week assessment of your operational resilience programme against FCA/PRA requirements. Identifies gaps. Produces a board-ready evidence pack. Defines your remediation roadmap.
Regulatory driver: PRA SS1/21, FCA SYSC 15A
Fee: £15k–£25k
Resilience as a Service. Twelve months of senior-led delivery: IBS mapping, scenario testing, regulatory intelligence, quarterly board reporting, and supervisory preparation - embedded in your firm.
Regulatory driver: PRA SS1/21, FCA SYSC 15A
Fee: £60-90k
Prove your exit plans work under real conditions. FCA and DORA require tested — not documented - exit capability. Our managed service designs, executes, and evidences your supplier exit testing programme
Regulatory driver: DORA Article 28 | PRA SS2/21
Fee: £15k–£100k
Years delivering operational resilience in UK financial services
Average retainer value
Regulatory frameworks: PRA SS1/21, FCA SYSC 15A, DORA
Client Deliveries including - Arch Insurance, Foresters Financial, Chetwood Financial, Hampden & Co, Ruffer Investment, Interactive Investor, Novia Financial
Foresters Financial is a specialist financial services firm offering protection and savings products to UK members. FourthLine delivered a full operational resilience programme — IBS mapping, impact tolerance setting, and a board-ready evidence pack — ahead of the March 2025 PRA and FCA deadline.
Interactive Investor is the UK's second-largest investment platform, serving over 400,000 customers. FourthLine delivered an FCA SYSC 15A aligned operational resilience programme - IBS mapping, scenario testing, and a board-ready evidence pack meeting the FCA supervisory standard.
Monmouthshire Building Society is a Welsh mutual lender regulated by the FCA and PRA. FourthLine delivered an operational resilience programme covering Important Business Service identification, end-to-end dependency mapping, and scenario testing to PRA SS1/21 standard.
Novia Financial is a UK investment platform and wrap service provider regulated by the FCA. FourthLine delivered an operational resilience programme covering Important Business Service identification, dependency mapping, and scenario testing aligned to FCA SYSC 15A requirements.
Ruffer Investment is a London-based investment manager overseeing multi-asset portfolios for institutional and private clients. FourthLine delivered an operational resilience programme covering Important Business Service identification, dependency mapping, and scenario testing aligned to FCA SYSC 15A requirements.
Planet Payment is a specialist payments firm regulated by the FCA. FourthLine delivered an operational continuity and wind-down planning programme, ensuring the firm maintained robust recovery capability and met FCA requirements for orderly wind-down in the event of firm failure.
Download our Q1 2026 regulatory intelligence briefing. What FCA and PRA supervisors are prioritising.
The five most common evidencing gaps in mid-tier firms. What regulator-ready evidence actually looks like.