Four resilience disciplines. One specialist firm. Built for regulated financial services.

FourthLine delivers end-to-end operational resilience across business continuity, third party risk, technology recovery, and cyber resilience — all aligned to FCA, PRA, and DORA requirements. Senior-led. Evidence-based. Proportionate cost.

We solve four connected resilience challenges that every regulated firm faces.

Operational Resilience & BCM

IBS mapping, impact tolerance setting, scenario testing, BCM frameworks, and recovery playbooks — built to satisfy FCA and PRA supervisors, not just internal governance 

Regulatory driver:
PRA SS1/21 | FCA SYSC 15A

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Primary Discipline

Third Party Risk Management

Supplier segmentation, due diligence frameworks, exit planning, and stressed exit testing — giving you evidenced control over the supplier failures that could breach your impact tolerances.

Regulatory driver:
DORA Article 28 | PRA SS2/21

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Solution Area 

ICT & Technology Resilience

ICT service continuity planning, disaster recovery frameworks, RTO/RPO validation, and technology recovery testing — aligned to your IBS impact tolerances and your regulator\'s expectations

Regulatory driver:
PRA SS2/21 | DORA

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Solution Area

Cyber Resilience

Cyber resilience framework design, governance, incident response capability, and recovery planning — aligned to NIST 2.0 and FCA expectations, integrated with your BCM and technology recovery architecture

Regulatory driver:
NIST 2.0 | FCA expectations  

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Solution Area

How a FourthLine engagement works

1

Diagnostic Assessment

A structured 4–6 week assessment of your firm\'s position against FCA, PRA, or DORA requirements. Produces a board-ready gap report and a sequenced remediation roadmap

 Fixed fee: £15k–£25k 

2

Programme Delivery

Modular programme delivery across one or more solution disciplines — Op Res & BCM, TPRM, ICT Resilience, or Cyber Resilience. Sequenced to your firm\'s priorities.

Fixed-fee. No open-ended billing 

3

Annual Resilience Retainer

Senior-led, year-round resilience programme management. Annual scenario testing, regulatory intelligence, board reporting, and supervisory preparation — embedded in your firm.

From £60k–£90k p.a. 

4

Managed Service

For TPRM and supplier exit testing, FourthLine offers a managed service retainer — ongoing supplier oversight, annual due diligence cycles, and tested exit capability maintained on your behalf.

 Fixed fee: £15k–£25k 

17+

Years delivering operational resilience in UK financial services

£60- 90k p.a

Average retainer value

3

Regulatory frameworks: PRA SS1/21, FCA SYSC 15A, DORA

Named

Delivery for Arch Insurance, Foresters Financial, Chetwood Financial, Hampden & Co, Ruffer Investment, Interactive Investor, Novia Financial

The 2026 Operational Resilience Evidencing Gap: What Mid-Tier Firms Are Getting Wrong

Download our Q1 2026 regulatory intelligence briefing. What FCA and PRA supervisors are prioritising. 
The five most common evidencing gaps in mid-tier firms. What regulator-ready evidence actually looks like.