SPECIALIST OPERATIONAL RESILIENCE | UK FINANCIAL SERVICES | FCA · PRA · DORA

Regulator-Ready Operational Resilience for Mid-Tier UK Financial Services

We build the resilience evidence tha survives FCA and PRA supervisory scrutiny - not just the policies that satisfy internal governance.

Book a 30-Minute Regulatory Briefing
 See the Diagnostic Assessment

We work with mid-tier firms across three regulated sectors

insurance

Insurance

PRA dual-regulated insurers, Lloyd's syndicates, MGAs and specialist insurers

See Insurance sector
banking

Banking

PRA dual-regulated insurers, Lloyd's syndicates, MGAs and specialist insurers

See Insurance sector
investment

Investment Management

PRA dual-regulated insurers, Lloyd's syndicates, MGAs and specialist insurers

See Insurance sector

Big Four-standard resilience evidence. Without the Big Four price tag or the junior delivery model

SENIOR DELIVERY

Every engagement is led and delivered by senior practitioners. Not oversight. Not supervision. | Ref: Kieran Maplesden, Founder & MD, 17+ years FS delivery 

SPECIALIST FOCUS

We work only in financial services operational resilience. Not generalist risk consulting adapted to fit. Purpose-built methodology for FCA and PRA-regulated firms.

PROPORTIONATE COST

Diagnostic Assessments from £15k–£25k. Annual Resilience Retainers from £60k–£90k p.a. No hidden scope creep. Fixed-fee delivery.

How a FourthLine engagement works

Diagnostic Assessment

Where to start. A structured 4–6 week assessment of your operational resilience programme against FCA/PRA requirements. Identifies gaps. Produces a board-ready evidence pack. Defines your remediation roadmap. 

Regulatory driver:
PRA SS1/21, FCA SYSC 15A 

Fee: £15k–£25k

Start with a Diagnostic

Diagnostic Assessment

Where to start. A structured 4–6 week assessment of your operational resilience programme against FCA/PRA requirements. Identifies gaps. Produces a board-ready evidence pack. Defines your remediation roadmap. 

Regulatory driver:
PRA SS1/21, FCA SYSC 15A 

Fee: £15k–£25k

Start with a Diagnostic

Diagnostic Assessment

Where to start. A structured 4–6 week assessment of your operational resilience programme against FCA/PRA requirements. Identifies gaps. Produces a board-ready evidence pack. Defines your remediation roadmap. 

Regulatory driver:
PRA SS1/21, FCA SYSC 15A 

Fee: £15k–£25k

Start with a Diagnostic

17+

Years delivering operational resilience in UK financial services

£60- 90k p.a

Average retainer value

3

Regulatory frameworks: PRA SS1/21, FCA SYSC 15A, DORA

Named

Delivery for Arch Insurance, Foresters Financial, Chetwood Financial, Hampden & Co, Ruffer Investment, Interactive Investor, Novia Financial

Working With Leading Organisations

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Retail
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Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
aegon 1

Lorem Ipsum

Retail
Quickly and efficiently build the materials you need to support your inbound marketing strategy. Drag and drop building blocks including testimonials, forms, calls-to-action, and more.
The firm entered its PRA supervisory meeting with a complete, evidenced operational resilience programme. The board evidence pack provided the regulator with the documentary record it requested on day one of the review. No remediation notice was issued.
Chris Sanford
Product Designer, Chetwood Financial
View Case study

The 2026 Operational Resilience Evidencing Gap: What Mid-Tier Firms Are Getting Wrong

Download our Q1 2026 regulatory intelligence briefing. What FCA and PRA supervisors are prioritising. 
The five most common evidencing gaps in mid-tier firms. What regulator-ready evidence actually looks like.

Download the Briefing